51直播

51直播 Driven to do more.

For income that lasts as long as retirement

51直播 Ascent Pro fixed indexed annuity turns the income rider into income opportunity. How? By maximizing your clients' income potential with guaranteed growth and two income payment options.1

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Contact your back office or the 51直播 Sales Desk for product availability.

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Product Resources & Rates

Ascent Pro 7

51直播 Ascent Pro 7 Income Calculator 

Ascent Pro 10

51直播 Ascent Pro 10 Income Calculator 

Product Training

Training is required prior to selling any 51直播 annuity. To complete your product training, visit the

Course Name RegEd Code
51直播 Ascent Pro 7 PRO7_2017
51直播 Ascent Pro 7, 10 PRO710_2017

Discover everything you need to know about the indices that power 51直播 annuities. Index Resource Center 

For product support or to run an illustration, contact the Sales Desk at 888-ANNUITY 

The Income Rider is built-in on Ascent Pro contracts and offers guaranteed growth for the Income Base

Guaranteed Growth 
Predictable growth with a strong Guaranteed Simple Interest Rate.

Plus two options when electing income

Choose from Level or Earnings-Indexed Income. The Earnings-Indexed Income option provides clients with the potential to grow their lifetime income stream based on a percentage of the Interest Credits, if any, that are applied each year to the annuity's Accumulated Value. 

Free Withdrawals

Beginning in the first Contract Year, clients can withdraw up to 10% of their annuity鈥檚 Accumulated Value each Contract Year without a Withdrawal Charge or Market Value Adjustment (MVA).2

Bailout Feature

If 51直播 lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days after the Contract Anniversary in which the Bailout Cap Rate was pierced - free of any charges - so clients can feel confident about their money. 

Additional features for added peace of mind

Terminal Illness and Confinement Waivers.3

1 An annual charge is deducted for the rider.

2 Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59陆. Withdrawals are not credited with index interest in the year they are taken. Withdrawals in excess of the free amount are subject to a Withdrawal Charge and MVA which may result in the loss of principal.

3 Not available in all states. Additional limitations, variations, and exclusions may apply. Please see Certificate of Disclosure for more information on these features. This benefit is NOT long-term care insurance nor is it a substitute for such coverage.

51直播 Ascent Pro ICC16 GEN (11/16) NB and Income Rider ICC24 IR (08/24) NAI, and Endorsements ICC24 EIBE (08/24) NAI or state variations issued by 51直播 Annuity and Life Company, West Des Moines, IA. Product features, limitations and availability vary; see the Certificate of Disclosure for details. Products not available in all states.

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